nls new logo£30,000 - £55,000 plus excellent bonus and benefits.

Our client is seeking a Credit Risk Analyst with good underwriting experience - UK SE Eng / Thames Valley (ref: J2064) to liaise and assist Sales in the preparation and structuring of typical transaction sizes £200k - £1m; to underwrite new business within delegated authority levels and/or prepare recommendations for consideration by senior underwriting authorities.

 

Job Reference: CCV/J2064
Job Title: J2064 - Credit Risk Analyst - UK SE Eng / Thames Valley - Asset Finance
Salary: £30,000 - £55,000 plus excellent bonus and benefits
Location: UK SE Eng / Thames Valley
Bonuses: Excellent
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

Our client is seeking a Credit Risk Analyst with good underwriting experience - UK SE Eng / Thames Valley (ref: J2064) to liaise and assist Sales in the preparation and structuring of typical transaction sizes £200k - £1m; to underwrite new business within delegated authority levels and/or prepare recommendations for consideration by senior underwriting authorities.

KEY ACCOUNTABILITIES:

Part of a team of 5 underwriters and 1 Manager. Transactions will originate from External / Internal Sales from a variety of sources.
Prepare ratings and perform high quaility and timely credit underwriting on new and existing business customers in line with group policy and within delegated authority.
Perform high quality and timely analysis to produce recommendations within delegated authority levels for submission to Lending Authority holders.
Conduct regular reviews of existing Operational guidelines/customers/ groups/ vendors in accordance with company policy.
Provide appropriate advice to sales teams to ensure that commercial opportunities are maximised without compromising effective risk management.
Develop effective, collaborative relationships with key stakeholders and engage directly with end-users, introducers and other counterparties as business requirements demand.
Ensure all regulatory and compliance requirements are met.                                                 
Attend Lean process improvement training and actively apply the methodology within the day to day responsibilities with a willingness to embrace change, contributing new and better ways of working to support the continual improvement culture.  

PERSON SPECIFICATION:

Proven track record in asset finance / leasing / banking industry, with particular emphasis on middle ticket business.
Sound knowledge of asset finance products, structures, pricing/time value of money and documentation.
Comprehensive knowledge and understanding of interpretation of financial statements for different types of legal entity, principles of lending and risk assessment.                                      
Understand the P&L impact of quality underwriting decisions.
Demonstrate good communication, negotiation and conflict resolution skills.       
Demonstrate good organisational & time management skills.
lengthy and demonstrable experience in similar function in leasing / banking.               
Demonstrate analysis skills; planning and organising; able to prioritise.                 
Coaching and development.    
Good interpersonal and communication skills.  

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.
 

Consultant : Jane Theobald